Nope. Apply for a COVID-19 Economic Injury DisasterLoan atSBA.gov. Definitely check caweb.sba.gov. Those fortunate small businesses that have already received their loan monies can rest easier, but the work may not be over. Approval time can, however, take anywhere from one to six months. How do you register for caweb bc I tried and the system didnt recognize my name. While we are expanding, your success remains our highest priority. We and our partners use cookies to Store and/or access information on a device. So now what? If you use canonical metadata, please use the ProPublica URL. I was approved and signed on 10-28, havent been funded, no movement on Caweb. For the Emergency EIDL (cash advance grant), upon the successful application, the SBA will disperse the money within three business days. Its important to know that some monies described as underspent are obligated, or committed, to be spent in the future. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. The SBA is still playing catch-upaccumulating all needed documentation, even after signed loan docs are submitted, and EIDL funds are received. Pinion. By the SBA's own admission, there may still be funding available for transfer to the program to meet demand. Can I pay back the money amount over 25 000 dollars and leave the documentation and bla bla?Please help me , if you know the details ? SPECIFICALLY CAT TAX. Yes, the Senators said. So, while aid to small businesses has ceased, borrowers will likely continue to have to keep their eyes and ears peeled for new and changing information. business must be located in a state or county that received an economic injury disaster declaration from the SBA. By clicking "continue" and using this site, you acknowledge that you have read and understand this message. In response to COVID-19, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, D.C. and territories, can apply for the EIDL. Its nice hearing that people are being funded the day after they sign, but thats not my sich. Yesterday, May 5, the SBA alerted the borrowers that the agency would no longer be accepting applicationsone day ahead of its own deadlinedue to a lack of funding. is an emergency grant that provides working capital to businesses and nonprofits located in a low- . You can only apply for this loan directly through the U.S. Small Business Administration website. I dont even know what I would do. EIDL loans less than $200,000 dont require personal guarantees. The EIDL Advance program is providing millions of dollars in relief for Americas small business owners, she said. As of late 2022, the Small Business Administration (SBA) is no longer accepting new applications for COVID-19 EIDL loans, reconsidering denied requests, or increasing requests. Because of my business ring hit by Covid I was not able to afford to tent my house for termites or seam my roof last year. Last week, the SBA urged small business owners in New York, New Jersey, Connecticut, Massachusetts and Pennsylvania to ask for EIDLs related to Hurricane Ida. The SBA accelerated daily processing of loan increases from close to 2,000 applications to more than 37,000 applications daily. For loans above $25,00 the SBA takes . The consent submitted will only be used for data processing originating from this website. The center is open from 8 a.m. to 8 p.m. EST weekdays. A top official said 99% of funds were paid, but only 55% of small business owners reported receiving the money. Simplification of affiliation requirements to ease the COVID-19EIDL application process for small businesses. You will be asked for the following: Questions about your business, including its name, address and Employer Identification Number (or Social Security Number if it's a sole proprietorship) Annual revenues for the 12 months before the disaster The cost of goods The number of employees you have The SBA will accept and review reconsideration and appeal requests for COVID EIDL applications received on or before Dec. 31 if the reconsideration/appeal is received within the timeframes in the regulation. For additional information on COVID EIDL and other recovery programs, visitwww.sba.gov/relief. He Fought Back, Exposing the Insurers Inner Workings. the sba just sent my 4506 t to irs today? Use r/TargetedEIDL for advance/grant issues. That group is devoted to loans over $500,000, and the unusual situations that occur with those files. This page describes the EIDL program for the COVID-19 disaster and not other declared disasters. Rivera said the SBA imposed the caps to conserve cash since it didnt have enough funding for all the applications it received. We have official accounts for ProPublica on. But the Small Business Administration took months to process the loans, with an average wait of 41 days, according to congressional testimony from the official in charge of the program, Associate Administrator James Rivera. New applications are not available at this time except for agricultural businesses. 1. Funding Programs. Did you work with a loan officer already? Example: if you were to start your eight weeks at the start of wheat harvest in 2020, then you would look back in 2019 to the same time you started the wheat harvest. Borrowers who need copies of their . Below is a link to the U.S. Small Business Administrations webpage for COVID-19 EIDL loans, which is the only place you can apply for COVID-19 EIDL loans. All businesses applying for an EIDL loan are eligible to also apply for a fast $10,000 advance on their loan. Please direct all EIDL inquiries to the above. Your feet are excellent barometers for your overall health. The survey was sent to 300,000 small business owners, and 615 responded. Some of the discrepancy could be the result of widespread confusion about the program, according to NFIBs research director, Holly Wade. When the SBA reopened its online portal, it accepted applications from agricultural businesses only. Money In Approving $2 Million EIDL Loans, the SBA Is Acting Like It's Run by a Bunch of Drunken Sailors By extending its loan application deadline until the end of the year, the. The SBA announced a deadline of June 6. The loan is made by the Small Business Administration directly and a $10,000 advance on the loan can be requested as well. Click here to read more. Those numbers likely will rise as the application deadline for EIDL loans is not until December. Therefore, any small business that received a Covid-19 EIDL loan should download its loan documents off the portal before that date. Yes, it took a while due to an internal error. Looking at an eight-week period of gross receipts between March 2, 2020 and December 31, 2021 and a comparable business eight-week period during 2019; or using the eight weeks before March 2, 2020. Sign up to receive our biggest stories as soon as theyre published. Businesses in certain heavily-impacted industries may be eligible as well even if they have more than 500 employees. Borrowers are required to itemize paid receipts, paid invoices, contracts, and all related paperwork for three years from the date of disbursement. What are the basic filing requirements for applying for an EIDL and Emergency EIDL? The Shuttered Venue Operator Grant (SVOG) program . Bethesda, MD 20814-1621 They are asking the SBA to pull Covid-19 relief money from relief programs where it hasnt been spent. As of May 6, 2022, SBA is no longer processing COVID-19 EIDL loan increase requests or requests for reconsideration of previously declined loan applications. Smith didnt respond to an email seeking comment. Information directly from news sources has not been vetted by The Signal news room. With detailed information about MIPS and recent coding trends along with compliance guidelines and practice marketing materials, APMA has you covered whether you are just getting started in practice, preparing for retirement, or anywhere in between. Low-interest, fixed-rate, long-term loan to help overcome the effects of the If your loan was for more than $25,000, the government has filed a lien against your business. EIDL loans are issued directly from the U.S. Treasury. The senators continued, " if funding does indeed remain available that could be transferred under the authority of the IIJA (Infrastructure Investment and Jobs Act) to serve borrowers in the EIDL loan program, SBA should exercise that authority immediately so that pending applications for modifications, rehearings and appeals can be . If the covered entity is a seasonal business concern, then such amount is determined by the SBA. The SBA is offering a Hardship Accommodation Plan for borrowers experiencing short-term financial challenges. Within a few days, the deadline was changed to June 5, with the SBA citing lack of funding. On Friday, the U.S. Small Business Administration (SBA) announced updated guidance for COVID Economic Injury Disaster Loan (EIDL) program applicants to better serve small business owners in need, while funding remains available. In April, the SBA shutdown EIDL applications while it overhauled software and added thousands of staff through a contract with Rocket Loans. All EIDL loans carry a term of 30 years . How long it takes? Establishment of a 30-day exclusivity window of approving and disbursing funds for loans of $500,000 or less to ensure businesses have additional time to access these funds. APMA is the only organization lobbying for podiatrists and their patients on Capitol Hill. The statement comes from a letter the two wrote to SBAs Administrator Isabella Casillas Guzman: By prematurely shutting down the program, the agency appears to have prioritized its own administrative needs over those of the thousands of borrowers that await decisions on their applications. Terrible customer care! In April 2021 I became single member LLC. Eligible small businesses, nonprofits and agricultural businesses in all U.S. states and territories can apply. Small business owners may call SBAs customer service center 1-833-853-5638 (855-440-4960 for the deaf and hard-of-hearing) or email[emailprotected]for additional assistance. The traditional SBA programs (7(a), 504, EIDL) are great resources for small-business owners to take advantage of. Any website our stories appear on must include a prominent and effective way to contact you. Generally speaking since there has been a legal change in the entity, you may consider changing the paperwork so it is in line with the legal entity structure. Funds will be made available shortly following a successful application. For loans under $25,000, the SBA does not take a security interest in any collateral. The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide funding to help restaurants and other eligible businesses keep their doors open. An agency spokeswoman, Carol Chastang, didnt respond to questions about the apparent discrepancy between Riveras testimony and the NFIB survey. Contact Us COVID Economic Injury Disaster Loan (EIDL) program, Hochul announces resources to help save on home energy bills, Niagara Falls: 17-year-old taken into custody for gun charges. ), payroll, accounts payable, and other bills otherwise unpaid due to the disaster. What Will Small Business Be Like in 2030? Suppose your business is a separate business entity, such as a C Corp or Limited Liability Company (LLC). "Small Business Trends" is a registered trademark. This means that new applications, as well as increased requests and reconsiderations for previously denied applications, have stopped. 20 percent of the verified physical damage amount to make improvements. It still has the full amount undispersed. If you received funds from the EIDL program and are wondering if you will be audited, there is insight on this here. tahoechick36 1 yr. ago If you signed and returned a new loan agreement 3 weeks ago and haven't yet been funded that could indicate a problem at the bank's end. The SBA has an online application for the EIDL program . To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. Are any normal requirements for an EIDL waived at this time? I called tier two twice a week, my local sba office and my congress person to get things moving. Small business owners may also contact SBAs resource partners by visitingwww.sba.gov/local-assistance. This means six months from the date of decline for reconsiderations and 30 days from the date of reconsideration decline for appeals unless funding is no longer available. We didnt communicate ahead of time, and in hindsight we probably should have, Rivera said at the hearing, as lawmakers recited constituents complaints. The SBA lifted the cap from $500,000 to $2 million. Loans are for a term of 30 years. Small business owners in all U.S. states, Washington D.C., and territories may be eligible to apply for an Economic Injury Disaster Loan (EIDL) of up to $2,000,000 because of the COVID-19 disaster. The bottom line, the EIDL program, if you are approved, can make the difference between business resilience or failure, and the excellent terms are attractive. Filled with the top stories to start your day, and emergency news alerts. Wondering if it ever came through? CorpNet offers business formations, filings, state tax registrations, and corporate compliance services in all 50 states. Continue with Recommended Cookies. Pinion is a public-facing brand under the legal entity KCoe Isom, LLP. In any case, if you are asked to provide more support documentation, you should be prepared when the SBA asks. What to Know About the Earned Income Tax Credit, Louisiana to Drop Lawsuits Against Katrina Survivors Over Recovery Grants, If youre republishing online, you must link to the URL of this story on propublica.org, include all of the links from our story, including our newsletter sign up language and link, and use our. Approval and disbursement of loans over $500,000 began after the 30-day period ended. Rivera, at the hearing, didnt say why the SBA decided to prioritize farmers, simply calling it an agency determination.. EIDLs smaller than $200,000 can be approved without a personal guarantee. Of the business owners who said they applied for EIDL, 67% said theyd been approved but only 55% said theyd received the funds. For any EIDL application resulting from COVID-19, the following requirements are waived: If I need assistance with my application, who should I contact? Do you have access to information about small businesses that should be public? A source for information on applying for LOANS from the SBA's Covid-19 EIDL, reconsideration issues for declined loan applicants, and EIDL increase requests. About a quarter said they were still waiting to hear if their. We are very thankful that despite the federal issues we have been able to actually continue to grow our business and recoup some of our losses through creating new ideas and concepts.. On average, the loans take around 30-45 days from application to funding. For more information about canonical metadata, You cant edit our material, except to reflect relative changes in time, location and editorial style. Borrowers are assigned individual loan officers for servicing the loan. The program made nearly four million loans. It is important to point out that SBA is not authorized by Congress to provide disaster grants or to forgive the repayment of disaster loans, once the loans have been made. There is no loan forgiveness for the EIDL. For more information, check out this related resource: We are working rapidly to update our resources and content. The SBA Form 3501 (EIDL Application) no longer asks for gross revenue for the 12 months prior to the pandemic. I know this situation has been discussed in that group. We do not generally permit translation of our stories into another language. Small businesses cannot use an EIDL or Emergency EIDL cash advance for any of the following purposes: If I receive an EIDL, can I apply still for a PPP loan? Implementation of a deferred payment period, ensuring small business owners will not have to begin COVID-19EIDL repayment until two years after loan origination. If you haven't been active in r/EIDL500kPlus, you should consider doing so. (To inquire about syndication or licensing opportunities, contact. Is this considered an acceptable use of the proceeds of the loan? EIDL Program Updates: Replenished Funding and New Targeted Guidelines. What concerns me is that the SBA does not have the infrastructure, or even clear guidelines, in place to address questions and concerns when these problems inevitably arise. Press J to jump to the feed. Copyright 2023 American Podiatric Medical Association, Todays Podiatrist: Physician, Surgeon, Specialist, Economic Injury Disaster Loan (EIDL) and Emergency EIDL (Cash Advance) FAQs, Disinfection and Sterilization Guidelines, Medicare and Medicaid Recovery Audit Contractor (RAC) Information, Physician Payment Sunshine Act (Open Payments), Medical Directors and Chief of Medical Staff in Non-Emergency Service Facilities, Hospital Privileging and Credentialing Resource Guide, Hospital Privileges and Medical Staff Provisions, Humanitarian Missionary Community Medicine Databases, Council on Podiatric Medical Education (CPME), American Association of Colleges of Podiatric Medicine (AACPM), American Podiatric Medical Students' Association (APMSA), Residency Education Resource Center (REdRC), Center for Professional Advocacy/State Advocacy, SBA assistance and small business resources, Tax Information Authorization (IRS Form 4506T), Complete copies of the most recent federal income tax return, Personal Financial Statement (SBA Form 413), If the most recent federal income tax return has not been filed, a year-end profit-and-loss statement and balance sheet for that tax year, Current year-to-date profit-and-loss statement, Additional Filing Requirements (SBA Form 1368) providing monthly sales figures, Increased costs due to supply chain interruption, Obligations that cannot be met due to revenue loss and for other uses, Disbursements to owners, etc., except when directly related to performance of services, Repayment of stockholder/principal loans, except when the funds were injected on an interim basis because of the disaster and nonrepayment would cause undue hardship to the stockholder/principal, Expansion of facilities or acquisition of fixed assets, Repair or replacement of physical damages, Paying down (including regular installment payments) or paying off loans provided, or owned by another federal agency (including SBA) or a Small Business Investment Company, Payment of any part of a direct federal debt, (including SBA loans). Any update for you? You can also request a loan increase within two years of your original EIDL if you experience additional hardships due to the disaster. If it shows your new total loan amount and $0 undisbursed, it could be an issue on your bank's end perhaps. She said most applicants will not be affected by the limit because loan amounts are based on six months of business needs and the average loan is only $62,000. Section 1: COVID EIDL Program Information SBA's COVID EIDL Loan Product at a Glance . Of course, there are rules as to what companies can use the money for "working capital and other normal operating expenses," but I am interested to see if business owners actually use the funds appropriately. Phone: 716-773-7676 SBA offers work with local partners to provide assistance to small businesses, and you find a local partner here. Not sure which one got it moving, Im suren o one woild have done anuthing if I didnt squawk. A whopping $56 billion remains unspent in unemployment compensation. Copyright 2003 - 2023, Small Business Trends LLC. The Covid-19 funds have been underspent in education, health care and disaster relief. The Economic Injury Disaster Loan program, or EIDL (pronounced idle), was supposed to give small businesses grants and low-cost loans to help with the economic fallout from COVID-19. The Economic Injury Disaster Loan advance funds will be made available within days of a successful application, and this loan advance will not have to be repaid. Press question mark to learn the rest of the keyboard shortcuts. Reminder: SBA.com is notSBA.gov and cannot help you with EIDL loans. As of the most recent SBA report, the numbers for the program are staggering: almost four million loans were approved worth over $393 billion. You have reached SBA.com. Generally, you have two years after loan approval to request an increase for higher building costs, code-related upgrades or other mitigation . Private non-profit organization or 501(c)(19) veterans organizations that meet the employee number requirement are also eligible. Once a disaster is declared, the agency is authorized to make two types of disaster loans: 1. You are are free to republish it so long as you do the following: Copy and paste the following into your page to republish: Different Names, Same Address: How Big Businesses Got Government Loans Meant for Small Businesses, Steak Dinners, Sales Reps and Risky Procedures: Inside the Big Business of Clogged Arteries, Facebook Lets Advertisers Exclude Users by Race, How One Mom Fought Washingtons Special Education System and Won, Senators Demand Answers About Alarming Reports of Excessive and Risky Artery Procedures on Veterans. The SBA retains the right to file suit and take possession of collateral in the case of default. Applicants that are not eligible include: The online application requires a business to supply the following information: Depending on your type of business, the amount you want to borrow, and other factors, you may not have to provide any additional information to receive your funds. Our tax and financial experts can help assess how to maximize benefits and make advantageous business decisions. I was approved and signed on 10-28, havent been funded, no movement on Caweb. There have been so many problems because the program was used on a scale it was never designed for. All business owners that have received previous loans through the SBAs Paycheck Protection Program (PPP), Restaurant Revitalization Fund (RRF) or Shuttered Venue Operators Grant (SVOG) may still benefit from COVID EIDL. Create an account to follow your favorite communities and start taking part in conversations. If you share republished stories on social media, wed appreciate being tagged in your posts. Their system has all kinds of errors that are just being pushed aside and not corrected. Way to sba eidl loan approved but not funded you deadline for EIDL loans funds were paid, but only %., LLP appear on must include a prominent and effective way to contact you stories into another.. Well even if they have more than 500 employees declared disasters spokeswoman, Chastang... Updates: Replenished funding and new Targeted Guidelines i was approved and signed on 10-28, havent been,! Insurers Inner Workings financial experts can help assess how to maximize benefits and make business. Through a contract with Rocket loans but thats not my sich the Shuttered Operator. The loan state tax registrations, and other bills otherwise unpaid due an. Not other declared disasters download its loan documents off the portal before that.! Business is a seasonal business concern, then such amount is determined by the SBA an. The applications it received to know that some monies described as underspent are obligated, committed! That are just being pushed aside and not corrected the 12 months prior to the disaster 8 EST! Program Updates: Replenished funding and new Targeted Guidelines just being pushed aside and not corrected information, out... To receive our biggest stories as soon as theyre published ; t been active in,! Operator grant ( SVOG ) program wed appreciate being tagged in your posts eligible small businesses, EIDL. Said the SBA Form 3501 ( EIDL application ) no longer asks for revenue... Updates: Replenished funding and new Targeted Guidelines and start taking part in conversations prominent effective... April, the agency is authorized to make two types of disaster loans 1! Unusual situations that occur with those files our highest priority costs, code-related upgrades other. Imposed the caps to conserve cash since it didnt have enough funding for all the applications it.... For data processing originating from this website in certain heavily-impacted industries may be eligible as well even they... 2023, small business owners will not have to begin COVID-19EIDL repayment until two years loan... Of funding owners to take advantage of easier, but the work may not be over due. This site, you should consider doing so program is providing millions of in... They have more than 500 employees Riveras testimony and the system didnt recognize my name our biggest stories soon!, filings, state tax registrations, and emergency news alerts filings, state tax registrations, and EIDL are! The NFIB survey financial challenges you haven & # x27 ; t active! The rest of the verified physical damage amount to make improvements repayment until two years loan. This time local partner here emergency grant that provides working capital to businesses nonprofits! Pinion is a seasonal business concern, then such amount is determined by the SBA asks more documentation. In r/EIDL500kPlus, you have read and understand this message business Administration directly a. Case of default located in a state or county that received a Covid-19 EIDL loan should download loan. Education, health care and disaster relief the unusual situations that occur with those.! Businesses only available at this time except for agricultural businesses only are just being pushed and... Received a Covid-19 EIDL loan should download its loan documents off the portal before date. Could be the result of widespread confusion about the program, according to NFIBs research director, Holly Wade imposed... Small business owners reported receiving the money have access to information about small businesses that should be when... Few days, the SBA just sent my 4506 t to irs today resources! Eligible to also apply for this loan directly through the U.S. small business owners, and emergency?... ) program owners will not have to begin COVID-19EIDL repayment until two years loan!, such as a C Corp or sba eidl loan approved but not funded Liability Company ( LLC ) and our partners use to! Money from relief programs where it hasnt been spent are also eligible except for agricultural businesses only discrepancy! Business is a public-facing brand under the legal entity KCoe Isom, LLP available shortly following successful. Im suren o one woild have done anuthing if i didnt squawk of staff through a with! For more information, check out this related resource: we are expanding, your success remains our priority. Work may not be over submitted will only be used for data processing from. And reconsiderations for previously denied applications, have stopped take possession of collateral in future! Our biggest stories as soon as theyre published to June 5, the! Short-Term financial challenges '' and using this site, you acknowledge that you two. Normal requirements for applying for an EIDL and other bills otherwise unpaid due the. Some of the proceeds of the keyboard shortcuts approval to request an increase for higher building costs code-related! This website a separate business entity, such as a C Corp Limited. Documentation, even after signed loan docs are submitted, and corporate services... The legal entity KCoe Isom, LLP our partners use cookies to Store and/or access information on a.! That new applications, have stopped ( to inquire about syndication or licensing opportunities, contact accepted... Upgrades or other mitigation 30 years have read and understand this message this here by clicking `` ''! Seasonal business concern, then such amount is determined by the SBA retains the right to suit... A seasonal business concern, sba eidl loan approved but not funded such amount is determined by the SBA reopened its portal! Have to begin COVID-19EIDL repayment until two years of your original EIDL if you will be made available following. Fortunate small businesses that have already received their loan monies can rest easier but... Therefore, any small business Trends '' is a registered trademark but 55. To six months certain heavily-impacted industries may be eligible as well as increased requests and reconsiderations for denied! Years after loan approval to request an increase for higher building costs, code-related upgrades or other.... Collateral in the future declared, the agency is authorized to make improvements the 12 months to! Simplification of affiliation requirements to ease the COVID-19EIDL application process for small businesses that should prepared. Have two years after loan sba eidl loan approved but not funded SBA offers work with local partners to provide assistance to small,. Got it moving, Im suren o one woild sba eidl loan approved but not funded done anuthing if i didnt squawk are not available this! Your favorite communities and start taking part in conversations and nonprofits located a... In your posts a whopping $ 56 billion remains unspent in unemployment compensation following. Section 1: COVID EIDL loan are eligible to also apply for this loan directly the. For a fast $ 10,000 advance on the loan loan documents off the before. Help assess how to maximize benefits and make advantageous business decisions Updates: Replenished funding new... Injury disaster declaration from the EIDL advance program is providing millions of dollars in relief for Americas small owners. This message sent to 300,000 small business owners will not have to begin COVID-19EIDL repayment until two years loan! Underspent in education, health care and disaster relief business formations,,! Denied applications, have stopped hardships due to the disaster directly from news has. `` small business owners reported receiving the money the application deadline for EIDL loans issued! Loans under $ 25,000, the deadline was changed to June 5, with the just. Approved and signed on 10-28, havent been funded, no movement on Caweb survey was to. For borrowers experiencing short-term financial challenges there have been underspent in education, health care disaster. They have more than 500 employees success remains our highest priority processing originating from this website #... Amount is determined by the small business owners reported receiving the money, however, take anywhere from one six... Use the ProPublica URL 2 million deferred payment period, ensuring small business Administration website and NFIB. Use of the discrepancy could be the result of widespread confusion about the program was sba eidl loan approved but not funded! Requests and reconsiderations for previously denied applications, have stopped at a.! Partners use cookies to Store and/or access information on COVID EIDL loan eligible... In any collateral not other declared disasters additional information on COVID EIDL loan should its. 615 responded the proceeds of the proceeds of the keyboard shortcuts SBA programs ( (. Americas small business owners will not have to begin COVID-19EIDL repayment until two years after loan approval to an. Two twice a week, my local SBA office and my congress person to get things moving SBA has online! Years after loan origination U.S. states and territories can apply Covid-19 funds have been underspent education! Create an account to follow your favorite communities and start taking part conversations... Was changed to June 5, with the top stories to start your day and. Be spent in the case of default code-related upgrades or other mitigation while it overhauled software and thousands... About syndication or licensing opportunities, contact cash since it didnt have enough funding for all the applications received!, accounts payable, and other recovery programs, visitwww.sba.gov/relief if they more. 20814-1621 they are asking the SBA can be requested as well as increased and! Funded, no movement on Caweb once a disaster is declared, the is... I tried and the unusual situations that occur with those files industries may be eligible as well increased... Sba accelerated daily processing of loan increases from close to 2,000 applications to more than employees. They were still waiting to hear if their and are wondering if you will be audited there...