Find out more, including how to register: Non-Commonwealth or ACT Government Employers. Note: CSC may take out death cover and invalidity cover in separate policies. (ii) each subsequent birthday of the ordinary employer-sponsored member, or other date as specified in the policy. Amounts that may be transferred or rolled-over into the PSSAP Fund. means a pay-slip or other document advising an employee about the amount of salary or wages paid for a period of time and includes a document in electronic form. Reply . 6.1.1 CSC will establish one or more Reconsideration Advisory Committees comprising people with such qualifications as CSC determines and may refer a decision of CSC, or of a delegate of CSC, to be considered by a Reconsideration Advisory Committee. Prior to that the special enrollment period was only 30 days long. Rights and restrictions applying to a non-member spouse interest, CSC may determine terms and conditions for non member spouse interest. But its possible to have more than one, especially if a household has two parents whose jobs both offer employer-sponsored health coverage. Issued 24 September 2021, this document provides important information about the features, benefits, risk and cost of investing your super in PSSap Super. AU BNF1 Form Versions. (b) the PSSAP member is entitled to the payment of a benefit under the Rules. 3.1.7 If CSC receives or is taken to have received a benefit application from or on behalf of an ordinary employer-sponsored member pursuant to Rule 3.1.1(a)(ii) and CSC approves the invalidity retirement of the ordinary employer-sponsored member, CSC must, if the person ceases to be an ordinary employer-sponsored member following approval of their invalidity retirement, pay the person as a lump sum such part of their total benefit as the SIS Act permits as soon as possible. 3.4.1 An ordinary employer-sponsored member may apply to CSC for income protection benefits if the ordinary employer-sponsored member: (a) is unable to work due to a temporary incapacity; and. When youre covered under multiple health insurance plans, the plans will have to coordinate the benefits. They dont want you, or a hospital, pocketing extra money. The Process Safety Site Assessment Program (PSSAP) will be implemented and managed by the API Global Industry Services (GIS) Department. Regulations 6.33 and 6.34 of the SIS Regulations set out that a trustee must roll-over or transfer an amount as soon as possible or within a timeframe allowed under the SIS Regulations, in response to a request from a scheme member. Note:Among other things, Rule 5.5.3 covers the situation where a member contributes an amount that exceeds the non-concessional contribution cap and CSC must return that amount, in accordance with the SIS Act. 8.3 If CSC delegates a power under subclause 8.1, other than paragraph (h), the delegate may, by writing, sub-delegate the power: (a) if the delegate is a member of CSC to: (ii) a person referred to in paragraph 8.1(b), (c), (d), (e) or (f); or, (b) if the delegate is the CEO of ComSuper to a person referred to in paragraph 8.1(c), (d), (e) or (f); or. National Association of Insurance Commissioners. API wants to better serve small refining sites, petrochemical, and chemical facilities because improved operations in the protocol areas are vital for facilities of all sizes. My workplace varies your super payments with each payslip to pay the 15.4% contribution. 1st Amdt, 2006; 2nd Amdt, 2007; 3rd Amdt, 2008; 4th Amdt, 2009; 5th Amdt, 2011; 6th Amdt, 2012. Cessation of supplementary death and invalidity cover. (h) an agreement in writing between the ordinary employer-sponsored member and their designated employer in the case of an ordinary employer-sponsored member not covered by a workplace agreement, a pre-reform certified agreement, a pre-reform AWA, an AWA, a remuneration determination, an enterprise agreement, or a workplace determination. means the superannuation scheme established by the Trust Deed, as amended from time to time, referred to in section 4 of the 1990 Act. (c) an assignment to an amount of remuneration under subsection 14(3) of the Remuneration Tribunal Act1973 for a Secretary of a Department appointed under the Public Service Act 1999. means a written application to CSC requesting CSC to roll-over or transfer benefits from the PSSAP to a superannuation entity, an RSA or a life insurance company. 3.1.2 A benefit application must be made in a form acceptable to CSC and must include any supporting evidence of entitlement to the benefit required by CSC. means an ordinary employer-sponsored member who has attained their preservation age. 3.1.1 A benefit application may be made to CSC by: (a) an ordinary employer-sponsored member who: (i) paragraph deleted in the 2nd Amending Deed; (ii) has applied for approval of their invalidity retirement under Rule3.3.1; (iii) is applying for income protection benefits under Rule 3.4.1; (iv) is a transitional member who is applying for an amount of benefits to be cashed as an income product which may be a transition to retirement income stream, a non-commutable allocated annuity, a non-commutable allocated pension, a non-commutable annuity or a non-commutable pension; (b) a PSSAP member other than in the capacity of an ordinary employer-sponsored member applying under paragraph (a); (c) a PSSAP member who is applying for the payment of benefits on compassionate grounds or due to severe financial hardship; (d) the legal personal representative of a PSSAP member; (e) a person claiming to be entitled to the benefit of a deceased PSSAP member; or. How you become a member of PSSAP. (See Rule5.1.1.). (b) a transitional release authority received from a PSSAPmember under section292-80B of the Income Tax (Transitional Provisions) Act1997. A secondary plan wont reimburse you for services it doesnt cover. Covered through a parents plan? As a government employee, your employer contributes at least 15.4% of your super salary into your PSSap account. With certain exceptions, primary coverage is provided by the plan of the parent whose birthday (month and day) comes first in the calendar year. The birthday rule is part of a longstanding model act from the National Association of Insurance Commissioners. CSC has over 30 years' experience providing superannuation. The birthday rule also applies to dental care, whether that care is provided as part of an overall policy or through a standalone dental plan. D.Blackman 6.3.6 The decision of CSC or the Reconsideration Advisory Committee under Rule6.3.5 must be notified to the person requesting reconsideration of the original decision. And though some in Congress are working to ban the birthday rule, the legislation is still in the early stages and the birthday rule will likely impact most policyholders for a long time. 4.8 Satisfied. Why is fracking for natural gas important? means an amount transferred in respect of: (a) an ordinary employer-sponsored member to CSC under Rule 2.4.1; or. If divorced parents have joint custody, and a court has not specified which parent is supposed to provide insurance for dependent children, the birthday rule takes effect. How is Groundwater Protected During Hydraulic Fracturing? 3.2 CSC has power in Australia and elsewhere to do all things necessary or convenient to be done for, or in connection with, the performance of its functions and, in particular, may: (b) underwrite or sub-underwrite any form of investment including the underwriting or sub-underwriting of the issue of shares, debentures or units in a unit trust; (c) borrow moneys and give security over the whole or any part of the assets of the PSSAP Fund; (f) engage consultants and investment managers; (g) engage a panel of persons to assist it in determining whether a person is to be retired on the grounds of invalidity; (h) establish a Reconsideration Advisory Committee or Committees to examine and report on decisions of CSC and its delegates under the Rules relating to entitlements to benefits of PSSAP members and non-member spouses entitled to benefits; (i) effect policies with insurers in CSCs name to provide death and invalidity cover and income protection cover for members in accordance with the Rules; (j) take action to control or manage, or to enhance or protect, the value of, any investment made out of the PSSAP Fund, or to enhance or protect, the return on any such investment; (k) arrange for the purchase of income products, including retirement income products, by members, non-members and beneficiaries as provided for in the Rules; (l) establish a trust for the purpose of investing the PSSAP Fund and manage and administer the trust; and. This birthday rule starts on March 1, 2022. is to be known as the Public Sector Superannuation Accumulation Plan; is for the benefit of persons who will be members of PSSAP; and, (b) establish and vest in the Australian Reward Investment Alliance (formerly known at the PSS Board) established under section 20 of the. Parents providing dual coverage should also assess the plans on a regular basis to make sure the two policies are providing coordinated and complementary care, not duplicated care, and are thus paying appropriately. If youve got coverage from your own employer and youre also covered under your spouses employer, your own plan is primary, and your spouses plan is secondary. 3.3.4 CSC may determine the process it will follow before approving the invalidity retirement of an ordinary employer-sponsored member. Although the birthday rule is the general standard, there are various situations where other procedures are followed in determining which policy is primary: If both parents have the same birthday, the primary plan will be the one that has been in effect longer. The Superannuation (PSSAP) Trust Deed (in force under section10 of the Superannuation Act 2005) as shown in this compilation is amended as indicated in the Tables below. And health plans are not required to cover costs associated with labor and delivery for dependents. It is not a law. However, CSC must reject any contributions paid under this Rule if the SIS Act would prevent the PSSAP Fund from accepting the contributions or if acceptance of the contributions by CSC may jeopardise the status of the PSSAP Fund as a complying superannuation fund. 6.3.1 A person affected by a decision of CSC in relation to PSSAP, including a decision under Division 2 or 4 of this Part, may request CSC to reconsider that decision. 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