Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. Islamorada is a breathtakingly beautiful village of six islands just 90 minutes south of Miami. Research shows Americans are spending more on gambling and gaming despite inflation concerns. Based on this data, the following are 10 affordable beach towns in Florida to consider. Beaches extend 33 miles down into crystal-clear waters which lend themselves beautifully to activities like surfing (or simply lazing about), fishing from boats bobbing up on shoreline just waiting for their turn. Naples is a city of over 22,000 residents as well as the 14th largest in Florida. Now that you are well aware of thecheapest beach towns in Florida,it is time to plan and decide in which place you want to reside. Average Property Tax: 1236. 1. Places to visit:Siesta Key Beaches, Siesta Key Village, Crescent Beach, Point of Rocks, Turtle Beach, Siesta Key Breeze Trolley, Sunset Point, Siesta Key Drum Circle, Beer Can Island, Anna Maria Island,Historic Bridge Street Pier,historic Ringling Bros, and many more. The city of St. Augustine is located along the east coast of Florida, right about 45 minutes south of Jacksonville and an hour north of Daytona Beach. West Palm Beach is located in Palm Beach County, Florida, and is the oldest incorporated municipality in the county. Pensacola is Floridas most affordable beach city and its a beautiful place to retire, with idyllic white sand beaches, rivers, bayous and bays. Dont worry if youre not a pro golfer, there are numerous learning opportunities. You do not have to be a race car enthusiast to enjoy all that Daytona Beach has to offer. They also started at age 19 (the median age), which is earlier than any preceding generation. The median house price in Sarasota is $268,000 approximately. Youll find several delicious eateries such as Simply Seafood Market & Oyster Bar for scallops and shrimps and PoFolks if youre in the mood for some homestyle American comfort food, as well as your regular fast food joints. Melbourne is a vibrant, compact city of 80,000 people, located in Brevard County mid-way down the east coast of Florida. This Gulf Coast city features some glorious nature trails and lagoons and wetlands. This is primarily because it is so peaceful, yet it has so much to do outside. Settling down in this small coastal town wont blow your budget either. There are several white sand beaches like Biloxi beach nearby, as well as one of the best fishing scenes on the Gulf Coast. 1. The Arts Garage has concerts and shows as well as galleries featuring contemporary artists. Source: SmartAsset 2022 Study Get the data Embed Redeem your points for cash or gift cards. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. The most affordable Florida beach towns are: Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. Are Snowbirds Florida Residents? Fellsmere, Florida Population: 5,629 Cost of Living Index: 91 Average Home Price: $171,000 (35% below Florida average) Average Rent Price: $697 per month These cities are continuously growing in terms of diversity, education, job opportunities and standard of living. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). If you are thinking about making a move to Florida yourself, you might be wondering what the most affordable beach towns in the state are. Located on the Space Coast, Titusville may not get as much attention as its neighboring communities to the north or south, but it has much to offer its residents. It is a community of almost 70,000 people. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. The city of Palm Bay has incorporated a number of walking and biking trails throughout the district. Popular attractions include the Boynton Beach Marina, Oceanfront Park, and the The Links at Boynton Beach. Titusville is also called Space City, USA because this is one of the centerpieces of Floridas Space Coast which is a mile away from Kennedy Space Centre. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. While there are tourists throughout Volusia County, Port Orange seems to still be reserved largely for local residents. Daytona Beach is relatively affordable if compared to other places on this list. Beach access is available on the island with many great restaurants and shops. The crime rate is lower than both the national and the state average. Read Also: 11 Best Beach Towns In Texas You Cant Miss. Located in Broward County on the Atlantic coast, this destination offers miles of pristine beachfront as well as trendy shops with an elegant atmosphere to complement its high-quality living standards. Clearwater also has world-class golf courses which are perfect if youre looking to take fun family days trips around town. 1. You can also watch the annual Daytona 500 NASCAR race at the Daytona International Speedway. The healthcare scene is also upgraded with the setting up of Sarasota Memorial Hospital. Daytona Beach is one of thecheapest beach towns to visit in Floridato enjoy the white sand beaches for relaxing and playing. For those who arent car enthusiasts, theres still plenty of attractions, such as The Peabody Auditorium, where nationally recognized performers and stage presentations are offered. We do not manage client funds or hold custody of assets, we help users connect with relevant financial 9 spot. This upscale community offers affordable real estate. The weather, of course. The vibrant arts scene, bustling food culture, and great neighborhoods in Sarasota are what make it one of the most popular cities for retirees. Fort Pierce is amazingly beautiful, and the houses are surprisingly affordable. This means you can explore and enjoy the coast like it was meant to be. That is why real estate is also extremely expensive. Tarpon Springs has a well maintained and vibrant downtown district that has regularly scheduled activities and plenty of entertainment and dining options. Daytona Beach is a tourists dream gorgeous beaches, fun rides and arcades and live music and theater productions. Completing the top five for most affordable rent is El Paso, TX at $800/month. If you are planning to move to Florida, check out our ultimate Florida packing list and also know about the pros and cons of living in the Sunshine State. Located on the Southwest coast of Florida, Fort Myers is a commuter town located near Cape Coral and Sanibel Island. It is the Nations oldest European-established settlement and it still holds on strongly today with an inhabitant count of 14,515 people living there. It is a small town in Florida that has a population of roughly 6,500 people. 1. You will find plenty in our area where you can learn about and play from some great teachers such as PGA Learning Center which offers courses on all levels. review the ongoing performance of any Adviser, participate in the management of any users account by an It is home to Wellen Park, a top-selling master-planned community but there are many other neighborhoods. Waking up to the sound of waves breaking on the shore, watching seagulls, feeling a gentle cool breeze along your skin, and strolling along the shoreline are all dreams for many. Beach access is only a short drive away from your Naples home which makes it an even more attractive option to consider when searching for the perfect retirement destination in Florida. Youll find plenty of recreational activities to do outside in Port Angeles. Youll spend around $1,800 in property taxes each year and $958 a month on housing costs, while the median home value sits at $181,200. These cheapest beach towns in Floridawill offer endless idyllic days that will help you in relishing the charms of life and make you feel rejuvenated. Check out these affordable beach towns. The median home value is $168,600, property taxes will cost you around $1,567 each year and housing expenses come to about $870 a month. Living life close to the sea has amazing health benefits for your mind, body, and soul. U.S. News also named Melbourne its tenth best city to retire in and one of the safest places to live and ranked it highly for quality of life. Decide where you want to go and then enjoy the experience. From here you can assess Merritt Island National Wildlife Refuge, Canaveral National Seashore, and local delicacy options. The hiking trails are maintained and plentiful. However, its serene lifestyle should not fool you as there is so much to see and do here. You can eat it literally right on the beach at Beach Bistro. With its lush greenery, this historic town offers an abundance of options when it comes to housing communities. 1 spot, Boynton Beach ranked high in cost of living, home price and value, and taxes. The average house cost in Clearwater is about $210,000. ET Otherleast expensive coastal towns in Floridaare Sebastian, Palm Bay, Port Orange, Fort Pierce, and Daytona Beach. Violators can and will be prosecuted to the full extent The downtown and waterfront areas offer residents shopping, dining, and other attractions. On Main Street, Daytonas entertainment district, youll find a host of bars, clubs, and restaurants. Its quaint main street is lined with old oak trees and brick buildings sporting wrought-iron detailing, while three entertainment districts offer plenty of diversions. However, the unique powdery white quartz sand on Siesta Beach is one of the main and well-known attraction spots. NASCAR has its headquarters offering a large number of job opportunities to the youth. Aside from the lovely beaches, you can visit the local falls and hiking trails. Biloxi, which sits right next to Gulfport, is Americas most affordable beach city, according to SmartAsset. All of this at a cost of living that is among the lowest in the region. Coming in at No. You're getting ready to retire, and you want to go to the beach -- possibly every day. But, Key West is better than Florida Keys in terms of bumping nightlife, shimmering sunset views, great food, and historic buildings like Hemingways Home. From white sand beaches, first-class golf courses, and exciting deep sea fishing spots to shopping with top-notch deals in every neighborhood, there are plenty of options available here. 10 Best Places to Retire in Florida in 2023, 7 Best Places To Live In Northern Florida, 8 Best Breweries in Tampa, FL: A Definitive Guide To Breweries, 10 Most Beautiful Natural Springs in Orlando to Visit This Year, 12 Great Day Trips From Tampa For Less Than $150, 11 Most Dangerous Cities in Florida to Avoid in 2023, 23 Pros And Cons of Living in Cape Coral, Florida! For example, every spring they have a Beach Art Festival where local artists come to showcase their work and sell their pieces at the beach. Dont miss the National Naval Aviation Museum, the worlds biggest naval aviation museum, which houses over 150 restored aircrafts. You might even catch a glimpse of a dolphin or sea turtle, or catch some Spanish mackerel along the fishing pier. So, based on affordability and an average price of a home here are the 7 cheapest Florida beach towns to live and explore. To get the No. This is a low cost beach town that has the added advantage of being within a short driving distance to both Tampa and Naples as well. Mississippis widely considered one of the cheapest cities to live in the U.S., but isnt always recommended for a retiree. Places to visit: EnchantedForest Sanctuary, Valiant Air Command Warbirds Museum, Maxwell C. King Center, Veterans Memorial of Titusville, Titusville Art League, and many more. With all that opportunity comes great attractions for visitors as well. Inland, theres the Daytona International Speedway, which hosts NASCAR races and charitable events. It is amazing to consider the number of housing communities in the area without an HOA to worry about. 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